Contact
Email 360 Porperties NI Call 360 Properties NI 028 2565 4744
I want to buy a property. What do I do first?

Before you begin your property search you need to know your budget. What you can you realistically afford to spend? How much of a deposit do you have available or can you afford to save? However don't worry our trusted financial advisers can help you with all of this!

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I've found a property I love. What do I do?

Before making an offer, you should speak to your financial adviser about applying for a Decision In Principle. We will do this by searching the market for the most competitive deal for you.

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How long will it take to complete a purchase?

Completion time can vary depending on circumstances, however it generally takes between 8-12 weeks.

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Is stamp duty applicable?

Stamp duty is applicable on any purchase over £125,000. Check out the link to the HMRC website below for rates:

Residential Property Rates

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When is my deposit required?

Proof of deposit is required for the mortgage application. However the funds won't be requested until the solicitor finalises a completion date.

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Will I need insurance?

Your financial adviser will discuss your need for insurance based on your individual needs.

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How is my completion date decided?

Your solicitor and the vendor's solicitor will work together to find a completion date that works for both parties.

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When will the seller leave the property?

Your solicitor and the vendor's solicitor will decide on an appropriate date.

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How and when do I get my keys?

Your solicitor will confirm your date and collection point for key pick up.

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What happens with my title deeds?

Your mortgage lender retains your title deeds, until such time as you are mortgage free.

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